What it costs you

Work out what yours would actually come to.

Our prices are published and they don't move. What you end up paying does — it depends on your plan's out-of-network benefit, on how much of your deductible you've already met, and on whether you have an HSA. This works all three out.

This works out entirely on your own device. Nothing you type is sent to us, saved, or seen by anyone — close the tab and it's gone. Every number it uses is shown, so you can check the arithmetic rather than trust it.

What are you costing out?

Pregnancy and delivery
$7,500, all in Membership
$400 a month, or $300 founding Aesthetics or IV therapy
No membership needed

Would you already be a member?

Yes — a member before I conceived No — I'd be joining pregnant

Does your plan pay anything out of network?

Yes — PPO or POS No — HMO or EPO I don't know

Out-of-network deductible

On your card or your benefits summary. Not the in-network one.

Already met this year

Leave at zero if you're not sure.

After the deductible, your plan pays

The commonest is 60%. It's the coinsurance line on your summary.

Your marginal tax rate

The bracket your last dollar falls in. Used only for the HSA line below.

What you'd be out of pocket

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Then bring it to the call.

Whatever this told you, the real number is in your plan documents, and reading them with you is a large part of what the consultation is for. It's thirty minutes, it costs nothing, and nobody signs anything.

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